It’s not a house, it’s a home

When a residential owner suffers a property insurance claim, a complexity of insurance requirements are thrusted upon the policyholder. For most policyholders, they have never had to navigate the insurance claim process. Depending on the size of the claim, the insured may also need to find temporary housing, our Boynton Beach home insurance claim adjusters can help with these problems.

Policyholders typically have difficulties quantifying depreciation, replacement versus repair cost of damaged goods, distinguishing repairable from total loss items and preparing and submitting costs for additional living expenses. In situations where a damaged item should be replaced and not cleaned, the insurance company is entitled to try and clean the damaged item and may require this procedure prior to conceding to replacing the damaged item. However, after cleaning, if the work is still not acceptable, the insured may not have enough indemnity reimbursement available within their coverage limits to fully replace the damaged item. Claim Pro’s Boynton Beach home insurance claim adjusters and property damage experts know how to protect their clients in Southeast Florida in these situations, even by exceeding their stated policy limits.

Residential claims recovery procesS

1. life & safety
issues

3. establish a
recovery stRategy

5. valuation of damages

7. restoration of property & operations

2. Mitigation of damages

4. analysis of coverages

6. negotiations & settlement

8. another happy claimpros client!

1. life & safety
issues

2. Mitigation of damages

3. establish a
recovery stRategy

4. analysis of coverages

5. valuation of damages

6. negotiations & settlement

7. restoration of property & operations

8. another happy claimpros client!

residential services offered

ClaimPros Residential Services include:

  • Bid comparison and analysis
  • Separation of damaged from undamaged goods
  • Itemized contents inventory
  • Valuation for replacement and actual cash value
  • Replacement value vs. restoration
  • Determination of sales tax and acquisition time to replace total loss items
  • Preparation of additional living expense (“ALE”) receipts, co-insurance calculations
  • Preparation and filing proof of loss

For more information, contact us today.

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